When you decide to buy a home or refinance a mortgage, it's a big step. You can trust the Sam Croskell TEAM to assist you in finding the best financing options to suit your specific needs and goals.

Buying a new home is filled with anxiety, frustration -- and a huge sense of accomplishment when done properly. You didn't pick the house that was best for someone else, you picked the one right for you! Trust the Sam Croskell TEAM of seasoned mortgage professionals to find the mortgage loan which best fits your needs, too.

"Less paperwork and more personal attention" means you enter a frustration-free zone from application to decision. Obtaining the right mortgage for you and your family is the result of taking the time to learn what you want to accomplish, then helping you determine which financial prescriptions your mortgage will fulfill.  We'll help you get there.

Refinancing your current mortgage is a trickier prospect.  But if you thought refinancing meant getting buried under mountains of paperwork, think again!  We will make it an easy and worry-free process to reduce your interest rate and monthly payment.  We can even help you pay down your balance more quickly for comparable monthly payment.  The Sam Croskell TEAM will guide you to the best refinancing for your particular circumstances!

Tapping into your home equity is another manner in which we can assist you.  But, beware, there are more tax ramifications than ever before, if you do it wrong.  The Sam Croskell TEAM can help you navigate the complex ins and outs of the tax impacts of securing the equity in your home to work for you.  You've been paying down your balance, and property values have gone up! Tap into that wealth and put your home's equity to work for you. We'll help with the best program to fit your goals.

As a Certified Mortgage Planning Specialist (CMPS) Sam has gained significant formal and informal education in finance, tax and other factors critical to your financial well-being. Sam's TEAM will give you the personal attention you deserve, treating you with the respect due a valued customer.  We understand you're making a huge commitment in buying a new home, refinancing a mortgage, or tapping into your home's equity.  So we make a commitment to you.  We will help you qualify, apply and be approved for the right mortgage loan for you. Not anyone else!

Spend time on our website resources to learn about some of the options and matters important to your financing needs in Oregon and Washington.

But remember, much of the information you'll find here is generalized and simply cannot address the specificity a personal consultation reveals.  Our website has a tremendous amount of information about mortgages, financial planning, tax ramifications, managing your credit and your credit history, what Sam's TEAM can do for you and how easy we make it to get started.

But just as you wouldn't allow your trusted surgeon to operate on you without a face-to-face consultation - so don't make decisions as important as your finances without a solutions based consultation.  To do so would be ill-advised for you and malpractice on our part!!